Gary Goldberg, RFC®,Wealth Manager | October 1, 2024

OCTOBER IS FINANCIAL PLANNING MONTH

As the holiday season approaches, many individuals are reflecting on their finances and planning their budgets for celebrating this joyful time of year. This coincides perfectly with October being National Financial Planning Month! Let’s this opportunity to highlight the significance of effective financial planning and share some useful tips to help you get your finances in order.

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Gary Goldberg, RFC®,Wealth Manager | August 1, 2024

A CHEAT-SHEET FOR SENDING YOUR KID TO COLLEGE

Gary Goldberg, RFC®,Wealth Manager | September 1, 2024

A PENNY SAVED IS TWO PENNIES EARNED

The famous saying from Poor Richard’s Almanack is frequently misquoted. It was published by founder Benjamin Franklin in 1737: “A penny saved is two pence clear.” Finding ways to manage expenses is one of the cornerstones of a sound financial strategy.
Here are some simple and inexpensive energy-saving tips that may help you save money.
Audit First..
To better understand where opportunities may exist for improving energy efficiency, consider an energy audit. Perform one yourself by purchasing a home energy monitor, which tracks your energy use, and a handheld air leak detector to identify windows, doors and other areas of the home that are drafty.
Also, your local power utility may offer in-home energy audits or related services that can help identify remediation opportunities.

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College marks a great milestone in a child’s life. It may be the first time he or she will live away from home. Dropping off your child at college may be an experience loaded with emotions, so here are a few tips for a smoother transition.

Accept that the Parent-Child Dynamic Has Changed

Your child is always your child, and will need you as much as ever. However, parents need to understand that their role has transitioned from “supervisor” to “mentor.”

STAYING ACTIVE IN RETIREMENT

Over the last couple of years doctors have made clear the benefits of regular physical activity, especially for older adults. In fact, adults 65 and older gain substantial health benefits from regular physical activity. Being physically active can increase mobility, lessen the chance of injury, and lead to an overall better quality of life.1

The benefits of exercise extend beyond the physical though. Regular exercise also lowers the risk of dementia and reduces the symptoms of anxiety and depression. Even knowing all the advantages associated with staying active, it can be tough to find an activity that’s fun, mentally challenging, and physically taxing.

WHAT DOCUMENTS SHOULD I BRING ON VACATION?

It's that beautiful time of year when everyone is taking their vacations! Whether near or far, here is a little bit of advice on what to take with you on your trips!

It's best to start preparing for international travel as early as possible. Some destinations may require a special visa or other entry documents that can take time to process and fulfill.